LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,157
−HK$13,116/mo
▼ 0.25% · 3.875%
HK$215,663
−HK$6,610/mo
Today · 4.125%
HK$222,273
baseline
▲ 0.50% · 4.625%
HK$235,798
+HK$13,525/mo
Deposit HK$45.86M · loan HK$45.86M · min. income ≈ HK$444,546/mo (50% DSR)
Upfront cash ≈ HK$49.76M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,685
−HK$12,571/mo
▼ 0.25% · 3.875%
HK$238,925
−HK$6,331/mo
Today · 4.125%
HK$245,256
baseline
▲ 0.50% · 4.625%
HK$258,184
+HK$12,928/mo
Deposit HK$45.86M · loan HK$45.86M · min. income ≈ HK$490,512/mo (50% DSR)
Upfront cash ≈ HK$49.76M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,988
−HK$15,739/mo
▼ 0.25% · 3.875%
HK$258,795
−HK$7,932/mo
Today · 4.125%
HK$266,727
baseline
▲ 0.50% · 4.625%
HK$282,957
+HK$16,230/mo
Deposit HK$36.69M · loan HK$55.04M · min. income ≈ HK$533,454/mo (50% DSR)
Upfront cash ≈ HK$40.59M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,222
−HK$15,085/mo
▼ 0.25% · 3.875%
HK$286,710
−HK$7,597/mo
Today · 4.125%
HK$294,307
baseline
▲ 0.50% · 4.625%
HK$309,821
+HK$15,514/mo
Deposit HK$36.69M · loan HK$55.04M · min. income ≈ HK$588,614/mo (50% DSR)
Upfront cash ≈ HK$40.59M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,820
−HK$18,362/mo
▼ 0.25% · 3.875%
HK$301,928
−HK$9,254/mo
Today · 4.125%
HK$311,182
baseline
▲ 0.50% · 4.625%
HK$330,117
+HK$18,935/mo
Deposit HK$27.52M · loan HK$64.21M · min. income ≈ HK$622,364/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,759
−HK$17,600/mo
▼ 0.25% · 3.875%
HK$334,496
−HK$8,863/mo
Today · 4.125%
HK$343,359
baseline
▲ 0.50% · 4.625%
HK$361,458
+HK$18,099/mo
Deposit HK$27.52M · loan HK$64.21M · min. income ≈ HK$686,718/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,482
−HK$23,609/mo
▼ 0.25% · 3.875%
HK$388,193
−HK$11,898/mo
Today · 4.125%
HK$400,091
baseline
▲ 0.50% · 4.625%
HK$424,436
+HK$24,345/mo
Deposit HK$9.17M · loan HK$82.55M · min. income ≈ HK$800,182/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,833
−HK$22,628/mo
▼ 0.25% · 3.875%
HK$430,066
−HK$11,395/mo
Today · 4.125%
HK$441,461
baseline
▲ 0.50% · 4.625%
HK$464,731
+HK$23,270/mo
Deposit HK$9.17M · loan HK$82.55M · min. income ≈ HK$882,922/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$3,898,319 · Scale 2, in force from 26 Feb 2026)