LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,174
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$215,681
−HK$6,611/mo
Today · 4.125%
HK$222,292
baseline
▲ 0.50% · 4.625%
HK$235,817
+HK$13,525/mo
Deposit HK$45.87M · loan HK$45.87M · min. income ≈ HK$444,584/mo (50% DSR)
Upfront cash ≈ HK$49.77M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,704
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$238,945
−HK$6,332/mo
Today · 4.125%
HK$245,277
baseline
▲ 0.50% · 4.625%
HK$258,206
+HK$12,929/mo
Deposit HK$45.87M · loan HK$45.87M · min. income ≈ HK$490,554/mo (50% DSR)
Upfront cash ≈ HK$49.77M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,009
−HK$15,741/mo
▼ 0.25% · 3.875%
HK$258,817
−HK$7,933/mo
Today · 4.125%
HK$266,750
baseline
▲ 0.50% · 4.625%
HK$282,981
+HK$16,231/mo
Deposit HK$36.69M · loan HK$55.04M · min. income ≈ HK$533,500/mo (50% DSR)
Upfront cash ≈ HK$40.59M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,245
−HK$15,087/mo
▼ 0.25% · 3.875%
HK$286,735
−HK$7,597/mo
Today · 4.125%
HK$294,332
baseline
▲ 0.50% · 4.625%
HK$309,847
+HK$15,515/mo
Deposit HK$36.69M · loan HK$55.04M · min. income ≈ HK$588,664/mo (50% DSR)
Upfront cash ≈ HK$40.59M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,844
−HK$18,364/mo
▼ 0.25% · 3.875%
HK$301,953
−HK$9,255/mo
Today · 4.125%
HK$311,208
baseline
▲ 0.50% · 4.625%
HK$330,144
+HK$18,936/mo
Deposit HK$27.52M · loan HK$64.21M · min. income ≈ HK$622,416/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,786
−HK$17,601/mo
▼ 0.25% · 3.875%
HK$334,524
−HK$8,863/mo
Today · 4.125%
HK$343,387
baseline
▲ 0.50% · 4.625%
HK$361,488
+HK$18,101/mo
Deposit HK$27.52M · loan HK$64.21M · min. income ≈ HK$686,774/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,514
−HK$23,611/mo
▼ 0.25% · 3.875%
HK$388,226
−HK$11,899/mo
Today · 4.125%
HK$400,125
baseline
▲ 0.50% · 4.625%
HK$424,471
+HK$24,346/mo
Deposit HK$9.17M · loan HK$82.56M · min. income ≈ HK$800,250/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,868
−HK$22,630/mo
▼ 0.25% · 3.875%
HK$430,102
−HK$11,396/mo
Today · 4.125%
HK$441,498
baseline
▲ 0.50% · 4.625%
HK$464,770
+HK$23,272/mo
Deposit HK$9.17M · loan HK$82.56M · min. income ≈ HK$882,996/mo (50% DSR)
Upfront cash ≈ HK$13.07M (deposit + AVD stamp duty HK$3,898,647 · Scale 2, in force from 26 Feb 2026)