LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,226
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$215,734
−HK$6,613/mo
Today · 4.125%
HK$222,347
baseline
▲ 0.50% · 4.625%
HK$235,876
+HK$13,529/mo
Deposit HK$45.88M · loan HK$45.88M · min. income ≈ HK$444,694/mo (50% DSR)
Upfront cash ≈ HK$49.78M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,762
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$239,005
−HK$6,333/mo
Today · 4.125%
HK$245,338
baseline
▲ 0.50% · 4.625%
HK$258,270
+HK$12,932/mo
Deposit HK$45.88M · loan HK$45.88M · min. income ≈ HK$490,676/mo (50% DSR)
Upfront cash ≈ HK$49.78M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,072
−HK$15,744/mo
▼ 0.25% · 3.875%
HK$258,881
−HK$7,935/mo
Today · 4.125%
HK$266,816
baseline
▲ 0.50% · 4.625%
HK$283,051
+HK$16,235/mo
Deposit HK$36.70M · loan HK$55.05M · min. income ≈ HK$533,632/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,315
−HK$15,090/mo
▼ 0.25% · 3.875%
HK$286,806
−HK$7,599/mo
Today · 4.125%
HK$294,405
baseline
▲ 0.50% · 4.625%
HK$309,924
+HK$15,519/mo
Deposit HK$36.70M · loan HK$55.05M · min. income ≈ HK$588,810/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,917
−HK$18,368/mo
▼ 0.25% · 3.875%
HK$302,028
−HK$9,257/mo
Today · 4.125%
HK$311,285
baseline
▲ 0.50% · 4.625%
HK$330,226
+HK$18,941/mo
Deposit HK$27.53M · loan HK$64.23M · min. income ≈ HK$622,570/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,867
−HK$17,606/mo
▼ 0.25% · 3.875%
HK$334,607
−HK$8,866/mo
Today · 4.125%
HK$343,473
baseline
▲ 0.50% · 4.625%
HK$361,578
+HK$18,105/mo
Deposit HK$27.53M · loan HK$64.23M · min. income ≈ HK$686,946/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,607
−HK$23,617/mo
▼ 0.25% · 3.875%
HK$388,322
−HK$11,902/mo
Today · 4.125%
HK$400,224
baseline
▲ 0.50% · 4.625%
HK$424,577
+HK$24,353/mo
Deposit HK$9.18M · loan HK$82.58M · min. income ≈ HK$800,448/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,972
−HK$22,636/mo
▼ 0.25% · 3.875%
HK$430,209
−HK$11,399/mo
Today · 4.125%
HK$441,608
baseline
▲ 0.50% · 4.625%
HK$464,885
+HK$23,277/mo
Deposit HK$9.18M · loan HK$82.58M · min. income ≈ HK$883,216/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,899,614 · Scale 2, in force from 26 Feb 2026)