LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,926
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,577
−HK$661/mo
Today · 4.125%
HK$22,238
baseline
▲ 0.50% · 4.625%
HK$23,592
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,476/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,905
−HK$633/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$25,831
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,893
−HK$793/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$761/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$30,998
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,297
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$926/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$33,028
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$887/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,164
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,839
−HK$1,190/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,904
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,028
−HK$1,140/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,496
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,714 · Scale 2, in force from 26 Feb 2026)