LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,927
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,578
−HK$661/mo
Today · 4.125%
HK$22,239
baseline
▲ 0.50% · 4.625%
HK$23,592
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,478/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,281
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,905
−HK$634/mo
Today · 4.125%
HK$24,539
baseline
▲ 0.50% · 4.625%
HK$25,832
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,078/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,112
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,893
−HK$794/mo
Today · 4.125%
HK$26,687
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,374/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,937
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$760/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$30,999
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$926/mo
Today · 4.125%
HK$31,135
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,270/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,593
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,467
−HK$887/mo
Today · 4.125%
HK$34,354
baseline
▲ 0.50% · 4.625%
HK$36,165
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,708/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,190/mo
Today · 4.125%
HK$40,030
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,060/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,906
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,030
−HK$1,140/mo
Today · 4.125%
HK$44,170
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,340/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,741 · Scale 2, in force from 26 Feb 2026)