LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,929
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,580
−HK$662/mo
Today · 4.125%
HK$22,242
baseline
▲ 0.50% · 4.625%
HK$23,595
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,484/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,284
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$634/mo
Today · 4.125%
HK$24,542
baseline
▲ 0.50% · 4.625%
HK$25,835
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,084/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,115
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$794/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,314
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,940
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$760/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,002
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,597
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$887/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,190/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,471
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,140/mo
Today · 4.125%
HK$44,175
baseline
▲ 0.50% · 4.625%
HK$46,503
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,350/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,849 · Scale 2, in force from 26 Feb 2026)