LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,306
−HK$13,126/mo
▼ 0.25% · 3.875%
HK$215,817
−HK$6,615/mo
Today · 4.125%
HK$222,432
baseline
▲ 0.50% · 4.625%
HK$235,966
+HK$13,534/mo
Deposit HK$45.90M · loan HK$45.90M · min. income ≈ HK$444,864/mo (50% DSR)
Upfront cash ≈ HK$49.80M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,851
−HK$12,580/mo
▼ 0.25% · 3.875%
HK$239,096
−HK$6,335/mo
Today · 4.125%
HK$245,431
baseline
▲ 0.50% · 4.625%
HK$258,368
+HK$12,937/mo
Deposit HK$45.90M · loan HK$45.90M · min. income ≈ HK$490,862/mo (50% DSR)
Upfront cash ≈ HK$49.80M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,167
−HK$15,751/mo
▼ 0.25% · 3.875%
HK$258,980
−HK$7,938/mo
Today · 4.125%
HK$266,918
baseline
▲ 0.50% · 4.625%
HK$283,159
+HK$16,241/mo
Deposit HK$36.72M · loan HK$55.07M · min. income ≈ HK$533,836/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,421
−HK$15,097/mo
▼ 0.25% · 3.875%
HK$286,915
−HK$7,603/mo
Today · 4.125%
HK$294,518
baseline
▲ 0.50% · 4.625%
HK$310,042
+HK$15,524/mo
Deposit HK$36.72M · loan HK$55.07M · min. income ≈ HK$589,036/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,029
−HK$18,375/mo
▼ 0.25% · 3.875%
HK$302,144
−HK$9,260/mo
Today · 4.125%
HK$311,404
baseline
▲ 0.50% · 4.625%
HK$330,352
+HK$18,948/mo
Deposit HK$27.54M · loan HK$64.25M · min. income ≈ HK$622,808/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,991
−HK$17,613/mo
▼ 0.25% · 3.875%
HK$334,734
−HK$8,870/mo
Today · 4.125%
HK$343,604
baseline
▲ 0.50% · 4.625%
HK$361,716
+HK$18,112/mo
Deposit HK$27.54M · loan HK$64.25M · min. income ≈ HK$687,208/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,751
−HK$23,626/mo
▼ 0.25% · 3.875%
HK$388,470
−HK$11,907/mo
Today · 4.125%
HK$400,377
baseline
▲ 0.50% · 4.625%
HK$424,739
+HK$24,362/mo
Deposit HK$9.18M · loan HK$82.61M · min. income ≈ HK$800,754/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,132
−HK$22,644/mo
▼ 0.25% · 3.875%
HK$430,373
−HK$11,403/mo
Today · 4.125%
HK$441,776
baseline
▲ 0.50% · 4.625%
HK$465,063
+HK$23,287/mo
Deposit HK$9.18M · loan HK$82.61M · min. income ≈ HK$883,552/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,901,103 · Scale 2, in force from 26 Feb 2026)