LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,935
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,587
−HK$661/mo
Today · 4.125%
HK$22,248
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,496/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,290
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,915
−HK$634/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$25,843
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,122
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,904
−HK$794/mo
Today · 4.125%
HK$26,698
baseline
▲ 0.50% · 4.625%
HK$28,322
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,396/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$760/mo
Today · 4.125%
HK$29,458
baseline
▲ 0.50% · 4.625%
HK$31,011
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,916/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,043
+HK$1,896/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,607
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,481
−HK$887/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,180
+HK$1,812/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,684
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,191/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,923
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,047
−HK$1,141/mo
Today · 4.125%
HK$44,188
baseline
▲ 0.50% · 4.625%
HK$46,517
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,376/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,114 · Scale 2, in force from 26 Feb 2026)