LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,375
−HK$13,129/mo
▼ 0.25% · 3.875%
HK$215,887
−HK$6,617/mo
Today · 4.125%
HK$222,504
baseline
▲ 0.50% · 4.625%
HK$236,043
+HK$13,539/mo
Deposit HK$45.91M · loan HK$45.91M · min. income ≈ HK$445,008/mo (50% DSR)
Upfront cash ≈ HK$49.81M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,927
−HK$12,585/mo
▼ 0.25% · 3.875%
HK$239,174
−HK$6,338/mo
Today · 4.125%
HK$245,512
baseline
▲ 0.50% · 4.625%
HK$258,453
+HK$12,941/mo
Deposit HK$45.91M · loan HK$45.91M · min. income ≈ HK$491,024/mo (50% DSR)
Upfront cash ≈ HK$49.81M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,250
−HK$15,755/mo
▼ 0.25% · 3.875%
HK$259,065
−HK$7,940/mo
Today · 4.125%
HK$267,005
baseline
▲ 0.50% · 4.625%
HK$283,252
+HK$16,247/mo
Deposit HK$36.73M · loan HK$55.09M · min. income ≈ HK$534,010/mo (50% DSR)
Upfront cash ≈ HK$40.63M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,513
−HK$15,101/mo
▼ 0.25% · 3.875%
HK$287,009
−HK$7,605/mo
Today · 4.125%
HK$294,614
baseline
▲ 0.50% · 4.625%
HK$310,143
+HK$15,529/mo
Deposit HK$36.73M · loan HK$55.09M · min. income ≈ HK$589,228/mo (50% DSR)
Upfront cash ≈ HK$40.63M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,125
−HK$18,381/mo
▼ 0.25% · 3.875%
HK$302,242
−HK$9,264/mo
Today · 4.125%
HK$311,506
baseline
▲ 0.50% · 4.625%
HK$330,461
+HK$18,955/mo
Deposit HK$27.55M · loan HK$64.27M · min. income ≈ HK$623,012/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,098
−HK$17,618/mo
▼ 0.25% · 3.875%
HK$334,844
−HK$8,872/mo
Today · 4.125%
HK$343,716
baseline
▲ 0.50% · 4.625%
HK$361,834
+HK$18,118/mo
Deposit HK$27.55M · loan HK$64.27M · min. income ≈ HK$687,432/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,875
−HK$23,633/mo
▼ 0.25% · 3.875%
HK$388,597
−HK$11,911/mo
Today · 4.125%
HK$400,508
baseline
▲ 0.50% · 4.625%
HK$424,878
+HK$24,370/mo
Deposit HK$9.18M · loan HK$82.64M · min. income ≈ HK$801,016/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,269
−HK$22,652/mo
▼ 0.25% · 3.875%
HK$430,514
−HK$11,407/mo
Today · 4.125%
HK$441,921
baseline
▲ 0.50% · 4.625%
HK$465,215
+HK$23,294/mo
Deposit HK$9.18M · loan HK$82.64M · min. income ≈ HK$883,842/mo (50% DSR)
Upfront cash ≈ HK$13.08M (deposit + AVD stamp duty HK$3,902,380 · Scale 2, in force from 26 Feb 2026)