LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,942
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,594
−HK$661/mo
Today · 4.125%
HK$22,255
baseline
▲ 0.50% · 4.625%
HK$23,610
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,510/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,298
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,923
−HK$634/mo
Today · 4.125%
HK$24,557
baseline
▲ 0.50% · 4.625%
HK$25,851
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,114/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,131
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$795/mo
Today · 4.125%
HK$26,707
baseline
▲ 0.50% · 4.625%
HK$28,332
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,414/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,958
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$761/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,319
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,231
−HK$927/mo
Today · 4.125%
HK$31,158
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,895/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,316/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,492
−HK$887/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,192
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,696
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,192/mo
Today · 4.125%
HK$40,060
baseline
▲ 0.50% · 4.625%
HK$42,497
+HK$2,437/mo
Deposit HK$918K · loan HK$8.27M · min. income ≈ HK$80,120/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,936
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,061
−HK$1,141/mo
Today · 4.125%
HK$44,202
baseline
▲ 0.50% · 4.625%
HK$46,532
+HK$2,330/mo
Deposit HK$918K · loan HK$8.27M · min. income ≈ HK$88,404/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,414 · Scale 2, in force from 26 Feb 2026)