LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,580
−HK$13,142/mo
▼ 0.25% · 3.875%
HK$216,099
−HK$6,623/mo
Today · 4.125%
HK$222,722
baseline
▲ 0.50% · 4.625%
HK$236,274
+HK$13,552/mo
Deposit HK$45.96M · loan HK$45.96M · min. income ≈ HK$445,444/mo (50% DSR)
Upfront cash ≈ HK$49.86M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,155
−HK$12,597/mo
▼ 0.25% · 3.875%
HK$239,409
−HK$6,343/mo
Today · 4.125%
HK$245,752
baseline
▲ 0.50% · 4.625%
HK$258,706
+HK$12,954/mo
Deposit HK$45.96M · loan HK$45.96M · min. income ≈ HK$491,504/mo (50% DSR)
Upfront cash ≈ HK$49.86M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,496
−HK$15,771/mo
▼ 0.25% · 3.875%
HK$259,319
−HK$7,948/mo
Today · 4.125%
HK$267,267
baseline
▲ 0.50% · 4.625%
HK$283,529
+HK$16,262/mo
Deposit HK$36.76M · loan HK$55.15M · min. income ≈ HK$534,534/mo (50% DSR)
Upfront cash ≈ HK$40.67M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,787
−HK$15,116/mo
▼ 0.25% · 3.875%
HK$287,290
−HK$7,613/mo
Today · 4.125%
HK$294,903
baseline
▲ 0.50% · 4.625%
HK$310,447
+HK$15,544/mo
Deposit HK$36.76M · loan HK$55.15M · min. income ≈ HK$589,806/mo (50% DSR)
Upfront cash ≈ HK$40.67M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,412
−HK$18,399/mo
▼ 0.25% · 3.875%
HK$302,539
−HK$9,272/mo
Today · 4.125%
HK$311,811
baseline
▲ 0.50% · 4.625%
HK$330,784
+HK$18,973/mo
Deposit HK$27.57M · loan HK$64.34M · min. income ≈ HK$623,622/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,418
−HK$17,635/mo
▼ 0.25% · 3.875%
HK$335,172
−HK$8,881/mo
Today · 4.125%
HK$344,053
baseline
▲ 0.50% · 4.625%
HK$362,189
+HK$18,136/mo
Deposit HK$27.57M · loan HK$64.34M · min. income ≈ HK$688,106/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,244
−HK$23,656/mo
▼ 0.25% · 3.875%
HK$388,978
−HK$11,922/mo
Today · 4.125%
HK$400,900
baseline
▲ 0.50% · 4.625%
HK$425,294
+HK$24,394/mo
Deposit HK$9.19M · loan HK$82.72M · min. income ≈ HK$801,800/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,680
−HK$22,674/mo
▼ 0.25% · 3.875%
HK$430,935
−HK$11,419/mo
Today · 4.125%
HK$442,354
baseline
▲ 0.50% · 4.625%
HK$465,671
+HK$23,317/mo
Deposit HK$9.19M · loan HK$82.72M · min. income ≈ HK$884,708/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,906,203 · Scale 2, in force from 26 Feb 2026)