LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,630
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$216,150
−HK$6,625/mo
Today · 4.125%
HK$222,775
baseline
▲ 0.50% · 4.625%
HK$236,331
+HK$13,556/mo
Deposit HK$45.97M · loan HK$45.97M · min. income ≈ HK$445,550/mo (50% DSR)
Upfront cash ≈ HK$49.87M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,211
−HK$12,599/mo
▼ 0.25% · 3.875%
HK$239,465
−HK$6,345/mo
Today · 4.125%
HK$245,810
baseline
▲ 0.50% · 4.625%
HK$258,767
+HK$12,957/mo
Deposit HK$45.97M · loan HK$45.97M · min. income ≈ HK$491,620/mo (50% DSR)
Upfront cash ≈ HK$49.87M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,556
−HK$15,774/mo
▼ 0.25% · 3.875%
HK$259,380
−HK$7,950/mo
Today · 4.125%
HK$267,330
baseline
▲ 0.50% · 4.625%
HK$283,597
+HK$16,267/mo
Deposit HK$36.77M · loan HK$55.16M · min. income ≈ HK$534,660/mo (50% DSR)
Upfront cash ≈ HK$40.68M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,853
−HK$15,120/mo
▼ 0.25% · 3.875%
HK$287,358
−HK$7,615/mo
Today · 4.125%
HK$294,973
baseline
▲ 0.50% · 4.625%
HK$310,521
+HK$15,548/mo
Deposit HK$36.77M · loan HK$55.16M · min. income ≈ HK$589,946/mo (50% DSR)
Upfront cash ≈ HK$40.68M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,481
−HK$18,404/mo
▼ 0.25% · 3.875%
HK$302,610
−HK$9,275/mo
Today · 4.125%
HK$311,885
baseline
▲ 0.50% · 4.625%
HK$330,863
+HK$18,978/mo
Deposit HK$27.58M · loan HK$64.35M · min. income ≈ HK$623,770/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,495
−HK$17,640/mo
▼ 0.25% · 3.875%
HK$335,252
−HK$8,883/mo
Today · 4.125%
HK$344,135
baseline
▲ 0.50% · 4.625%
HK$362,274
+HK$18,139/mo
Deposit HK$27.58M · loan HK$64.35M · min. income ≈ HK$688,270/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,333
−HK$23,662/mo
▼ 0.25% · 3.875%
HK$389,070
−HK$11,925/mo
Today · 4.125%
HK$400,995
baseline
▲ 0.50% · 4.625%
HK$425,395
+HK$24,400/mo
Deposit HK$9.19M · loan HK$82.74M · min. income ≈ HK$801,990/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,779
−HK$22,680/mo
▼ 0.25% · 3.875%
HK$431,038
−HK$11,421/mo
Today · 4.125%
HK$442,459
baseline
▲ 0.50% · 4.625%
HK$465,781
+HK$23,322/mo
Deposit HK$9.19M · loan HK$82.74M · min. income ≈ HK$884,918/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,907,130 · Scale 2, in force from 26 Feb 2026)