LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,648
−HK$13,146/mo
▼ 0.25% · 3.875%
HK$216,169
−HK$6,625/mo
Today · 4.125%
HK$222,794
baseline
▲ 0.50% · 4.625%
HK$236,351
+HK$13,557/mo
Deposit HK$45.97M · loan HK$45.97M · min. income ≈ HK$445,588/mo (50% DSR)
Upfront cash ≈ HK$49.88M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,231
−HK$12,601/mo
▼ 0.25% · 3.875%
HK$239,486
−HK$6,346/mo
Today · 4.125%
HK$245,832
baseline
▲ 0.50% · 4.625%
HK$258,790
+HK$12,958/mo
Deposit HK$45.97M · loan HK$45.97M · min. income ≈ HK$491,664/mo (50% DSR)
Upfront cash ≈ HK$49.88M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,577
−HK$15,776/mo
▼ 0.25% · 3.875%
HK$259,403
−HK$7,950/mo
Today · 4.125%
HK$267,353
baseline
▲ 0.50% · 4.625%
HK$283,621
+HK$16,268/mo
Deposit HK$36.78M · loan HK$55.16M · min. income ≈ HK$534,706/mo (50% DSR)
Upfront cash ≈ HK$40.68M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,877
−HK$15,121/mo
▼ 0.25% · 3.875%
HK$287,383
−HK$7,615/mo
Today · 4.125%
HK$294,998
baseline
▲ 0.50% · 4.625%
HK$310,548
+HK$15,550/mo
Deposit HK$36.78M · loan HK$55.16M · min. income ≈ HK$589,996/mo (50% DSR)
Upfront cash ≈ HK$40.68M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,507
−HK$18,405/mo
▼ 0.25% · 3.875%
HK$302,637
−HK$9,275/mo
Today · 4.125%
HK$311,912
baseline
▲ 0.50% · 4.625%
HK$330,891
+HK$18,979/mo
Deposit HK$27.58M · loan HK$64.36M · min. income ≈ HK$623,824/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,523
−HK$17,641/mo
▼ 0.25% · 3.875%
HK$335,281
−HK$8,883/mo
Today · 4.125%
HK$344,164
baseline
▲ 0.50% · 4.625%
HK$362,306
+HK$18,142/mo
Deposit HK$27.58M · loan HK$64.36M · min. income ≈ HK$688,328/mo (50% DSR)
Upfront cash ≈ HK$31.49M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,366
−HK$23,664/mo
▼ 0.25% · 3.875%
HK$389,104
−HK$11,926/mo
Today · 4.125%
HK$401,030
baseline
▲ 0.50% · 4.625%
HK$425,432
+HK$24,402/mo
Deposit HK$9.19M · loan HK$82.75M · min. income ≈ HK$802,060/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,816
−HK$22,681/mo
▼ 0.25% · 3.875%
HK$431,075
−HK$11,422/mo
Today · 4.125%
HK$442,497
baseline
▲ 0.50% · 4.625%
HK$465,822
+HK$23,325/mo
Deposit HK$9.19M · loan HK$82.75M · min. income ≈ HK$884,994/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$3,907,468 · Scale 2, in force from 26 Feb 2026)