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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$91.96M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$293,582
−HK$18,410/mo
▼ 0.25% · 3.875%
HK$302,714
−HK$9,278/mo
Today · 4.125%
HK$311,992
baseline
▲ 0.50% · 4.625%
HK$330,976
+HK$18,984/mo

Deposit HK$27.59M · loan HK$64.37M · min. income ≈ HK$623,984/mo (50% DSR)

Upfront cash ≈ HK$31.50M (deposit + AVD stamp duty HK$3,908,469 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.