LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,851
−HK$13,159/mo
▼ 0.25% · 3.875%
HK$216,378
−HK$6,632/mo
Today · 4.125%
HK$223,010
baseline
▲ 0.50% · 4.625%
HK$236,580
+HK$13,570/mo
Deposit HK$46.01M · loan HK$46.01M · min. income ≈ HK$446,020/mo (50% DSR)
Upfront cash ≈ HK$49.93M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,457
−HK$12,613/mo
▼ 0.25% · 3.875%
HK$239,718
−HK$6,352/mo
Today · 4.125%
HK$246,070
baseline
▲ 0.50% · 4.625%
HK$259,040
+HK$12,970/mo
Deposit HK$46.01M · loan HK$46.01M · min. income ≈ HK$492,140/mo (50% DSR)
Upfront cash ≈ HK$49.93M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,821
−HK$15,791/mo
▼ 0.25% · 3.875%
HK$259,654
−HK$7,958/mo
Today · 4.125%
HK$267,612
baseline
▲ 0.50% · 4.625%
HK$283,896
+HK$16,284/mo
Deposit HK$36.81M · loan HK$55.22M · min. income ≈ HK$535,224/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,148
−HK$15,135/mo
▼ 0.25% · 3.875%
HK$287,661
−HK$7,622/mo
Today · 4.125%
HK$295,283
baseline
▲ 0.50% · 4.625%
HK$310,848
+HK$15,565/mo
Deposit HK$36.81M · loan HK$55.22M · min. income ≈ HK$590,566/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,791
−HK$18,423/mo
▼ 0.25% · 3.875%
HK$302,929
−HK$9,285/mo
Today · 4.125%
HK$312,214
baseline
▲ 0.50% · 4.625%
HK$331,212
+HK$18,998/mo
Deposit HK$27.61M · loan HK$64.42M · min. income ≈ HK$624,428/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,839
−HK$17,658/mo
▼ 0.25% · 3.875%
HK$335,605
−HK$8,892/mo
Today · 4.125%
HK$344,497
baseline
▲ 0.50% · 4.625%
HK$362,656
+HK$18,159/mo
Deposit HK$27.61M · loan HK$64.42M · min. income ≈ HK$688,994/mo (50% DSR)
Upfront cash ≈ HK$31.52M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,731
−HK$23,687/mo
▼ 0.25% · 3.875%
HK$389,481
−HK$11,937/mo
Today · 4.125%
HK$401,418
baseline
▲ 0.50% · 4.625%
HK$425,843
+HK$24,425/mo
Deposit HK$9.20M · loan HK$82.83M · min. income ≈ HK$802,836/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,222
−HK$22,703/mo
▼ 0.25% · 3.875%
HK$431,492
−HK$11,433/mo
Today · 4.125%
HK$442,925
baseline
▲ 0.50% · 4.625%
HK$466,272
+HK$23,347/mo
Deposit HK$9.20M · loan HK$82.83M · min. income ≈ HK$885,850/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$3,911,248 · Scale 2, in force from 26 Feb 2026)