LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,988
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,641
−HK$663/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,349
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$636/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$25,908
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,969
−HK$796/mo
Today · 4.125%
HK$26,765
baseline
▲ 0.50% · 4.625%
HK$28,394
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,530/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$763/mo
Today · 4.125%
HK$29,533
baseline
▲ 0.50% · 4.625%
HK$31,089
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,066/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,383
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$929/mo
Today · 4.125%
HK$31,226
baseline
▲ 0.50% · 4.625%
HK$33,126
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,452/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,689
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$890/mo
Today · 4.125%
HK$34,455
baseline
▲ 0.50% · 4.625%
HK$36,271
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,910/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,779
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,954
−HK$1,194/mo
Today · 4.125%
HK$40,148
baseline
▲ 0.50% · 4.625%
HK$42,591
+HK$2,443/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,296/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,156
−HK$1,143/mo
Today · 4.125%
HK$44,299
baseline
▲ 0.50% · 4.625%
HK$46,634
+HK$2,335/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,598/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,430 · Scale 2, in force from 26 Feb 2026)