LTV · monthly repayment
▼ 0.50% · 3.625%
HK$209,953
−HK$13,166/mo
▼ 0.25% · 3.875%
HK$216,484
−HK$6,635/mo
Today · 4.125%
HK$223,119
baseline
▲ 0.50% · 4.625%
HK$236,695
+HK$13,576/mo
Deposit HK$46.04M · loan HK$46.04M · min. income ≈ HK$446,238/mo (50% DSR)
Upfront cash ≈ HK$49.95M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,570
−HK$12,620/mo
▼ 0.25% · 3.875%
HK$239,835
−HK$6,355/mo
Today · 4.125%
HK$246,190
baseline
▲ 0.50% · 4.625%
HK$259,166
+HK$12,976/mo
Deposit HK$46.04M · loan HK$46.04M · min. income ≈ HK$492,380/mo (50% DSR)
Upfront cash ≈ HK$49.95M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,943
−HK$15,799/mo
▼ 0.25% · 3.875%
HK$259,780
−HK$7,962/mo
Today · 4.125%
HK$267,742
baseline
▲ 0.50% · 4.625%
HK$284,034
+HK$16,292/mo
Deposit HK$36.83M · loan HK$55.24M · min. income ≈ HK$535,484/mo (50% DSR)
Upfront cash ≈ HK$40.74M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,285
−HK$15,142/mo
▼ 0.25% · 3.875%
HK$287,802
−HK$7,625/mo
Today · 4.125%
HK$295,427
baseline
▲ 0.50% · 4.625%
HK$311,000
+HK$15,573/mo
Deposit HK$36.83M · loan HK$55.24M · min. income ≈ HK$590,854/mo (50% DSR)
Upfront cash ≈ HK$40.74M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,934
−HK$18,432/mo
▼ 0.25% · 3.875%
HK$303,077
−HK$9,289/mo
Today · 4.125%
HK$312,366
baseline
▲ 0.50% · 4.625%
HK$331,373
+HK$19,007/mo
Deposit HK$27.62M · loan HK$64.45M · min. income ≈ HK$624,732/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,999
−HK$17,666/mo
▼ 0.25% · 3.875%
HK$335,769
−HK$8,896/mo
Today · 4.125%
HK$344,665
baseline
▲ 0.50% · 4.625%
HK$362,833
+HK$18,168/mo
Deposit HK$27.62M · loan HK$64.45M · min. income ≈ HK$689,330/mo (50% DSR)
Upfront cash ≈ HK$31.54M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,915
−HK$23,699/mo
▼ 0.25% · 3.875%
HK$389,670
−HK$11,944/mo
Today · 4.125%
HK$401,614
baseline
▲ 0.50% · 4.625%
HK$426,051
+HK$24,437/mo
Deposit HK$9.21M · loan HK$82.87M · min. income ≈ HK$803,228/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,427
−HK$22,714/mo
▼ 0.25% · 3.875%
HK$431,702
−HK$11,439/mo
Today · 4.125%
HK$443,141
baseline
▲ 0.50% · 4.625%
HK$466,500
+HK$23,359/mo
Deposit HK$9.21M · loan HK$82.87M · min. income ≈ HK$886,282/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$3,913,155 · Scale 2, in force from 26 Feb 2026)