LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,998
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$664/mo
Today · 4.125%
HK$22,315
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,630/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,987
−HK$635/mo
Today · 4.125%
HK$24,622
baseline
▲ 0.50% · 4.625%
HK$25,920
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,244/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$797/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$763/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,397
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$929/mo
Today · 4.125%
HK$31,241
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,482/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,704
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,581
−HK$890/mo
Today · 4.125%
HK$34,471
baseline
▲ 0.50% · 4.625%
HK$36,288
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,942/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,796
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,972
−HK$1,195/mo
Today · 4.125%
HK$40,167
baseline
▲ 0.50% · 4.625%
HK$42,611
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,334/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,048
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,176
−HK$1,144/mo
Today · 4.125%
HK$44,320
baseline
▲ 0.50% · 4.625%
HK$46,656
+HK$2,336/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,640/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,861 · Scale 2, in force from 26 Feb 2026)