LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,004
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,658
−HK$663/mo
Today · 4.125%
HK$22,321
baseline
▲ 0.50% · 4.625%
HK$23,680
+HK$1,359/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,642/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,367
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,994
−HK$635/mo
Today · 4.125%
HK$24,629
baseline
▲ 0.50% · 4.625%
HK$25,928
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,258/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$797/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,416
+HK$1,630/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,040
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,792
−HK$763/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,558/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,406
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,321
−HK$929/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$33,151
+HK$1,901/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,714
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$890/mo
Today · 4.125%
HK$34,481
baseline
▲ 0.50% · 4.625%
HK$36,299
+HK$1,818/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,962/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,808
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,984
−HK$1,195/mo
Today · 4.125%
HK$40,179
baseline
▲ 0.50% · 4.625%
HK$42,623
+HK$2,444/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,358/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,061
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,189
−HK$1,144/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$46,670
+HK$2,337/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,137 · Scale 2, in force from 26 Feb 2026)