LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,163
−HK$13,179/mo
▼ 0.25% · 3.875%
HK$216,701
−HK$6,641/mo
Today · 4.125%
HK$223,342
baseline
▲ 0.50% · 4.625%
HK$236,932
+HK$13,590/mo
Deposit HK$46.08M · loan HK$46.08M · min. income ≈ HK$446,684/mo (50% DSR)
Upfront cash ≈ HK$50.00M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,804
−HK$12,632/mo
▼ 0.25% · 3.875%
HK$240,075
−HK$6,361/mo
Today · 4.125%
HK$246,436
baseline
▲ 0.50% · 4.625%
HK$259,426
+HK$12,990/mo
Deposit HK$46.08M · loan HK$46.08M · min. income ≈ HK$492,872/mo (50% DSR)
Upfront cash ≈ HK$50.00M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,196
−HK$15,815/mo
▼ 0.25% · 3.875%
HK$260,041
−HK$7,970/mo
Today · 4.125%
HK$268,011
baseline
▲ 0.50% · 4.625%
HK$284,319
+HK$16,308/mo
Deposit HK$36.87M · loan HK$55.30M · min. income ≈ HK$536,022/mo (50% DSR)
Upfront cash ≈ HK$40.78M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,565
−HK$15,158/mo
▼ 0.25% · 3.875%
HK$288,090
−HK$7,633/mo
Today · 4.125%
HK$295,723
baseline
▲ 0.50% · 4.625%
HK$311,311
+HK$15,588/mo
Deposit HK$36.87M · loan HK$55.30M · min. income ≈ HK$591,446/mo (50% DSR)
Upfront cash ≈ HK$40.78M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,229
−HK$18,450/mo
▼ 0.25% · 3.875%
HK$303,381
−HK$9,298/mo
Today · 4.125%
HK$312,679
baseline
▲ 0.50% · 4.625%
HK$331,705
+HK$19,026/mo
Deposit HK$27.65M · loan HK$64.52M · min. income ≈ HK$625,358/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,326
−HK$17,685/mo
▼ 0.25% · 3.875%
HK$336,105
−HK$8,906/mo
Today · 4.125%
HK$345,011
baseline
▲ 0.50% · 4.625%
HK$363,197
+HK$18,186/mo
Deposit HK$27.65M · loan HK$64.52M · min. income ≈ HK$690,022/mo (50% DSR)
Upfront cash ≈ HK$31.57M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,294
−HK$23,722/mo
▼ 0.25% · 3.875%
HK$390,061
−HK$11,955/mo
Today · 4.125%
HK$402,016
baseline
▲ 0.50% · 4.625%
HK$426,478
+HK$24,462/mo
Deposit HK$9.22M · loan HK$82.95M · min. income ≈ HK$804,032/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,848
−HK$22,737/mo
▼ 0.25% · 3.875%
HK$432,135
−HK$11,450/mo
Today · 4.125%
HK$443,585
baseline
▲ 0.50% · 4.625%
HK$466,967
+HK$23,382/mo
Deposit HK$9.22M · loan HK$82.95M · min. income ≈ HK$887,170/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$3,917,076 · Scale 2, in force from 26 Feb 2026)