LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,021
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,675
−HK$665/mo
Today · 4.125%
HK$22,340
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,359/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,680/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,013
−HK$637/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$25,949
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$798/mo
Today · 4.125%
HK$26,808
baseline
▲ 0.50% · 4.625%
HK$28,439
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,616/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$763/mo
Today · 4.125%
HK$29,579
baseline
▲ 0.50% · 4.625%
HK$31,139
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,158/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$930/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$33,179
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,741
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,619
−HK$890/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$1,819/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,839
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,016
−HK$1,195/mo
Today · 4.125%
HK$40,211
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,422/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,095
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,224
−HK$1,145/mo
Today · 4.125%
HK$44,369
baseline
▲ 0.50% · 4.625%
HK$46,708
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,738/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,888 · Scale 2, in force from 26 Feb 2026)