LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,246
−HK$13,184/mo
▼ 0.25% · 3.875%
HK$216,785
−HK$6,645/mo
Today · 4.125%
HK$223,430
baseline
▲ 0.50% · 4.625%
HK$237,025
+HK$13,595/mo
Deposit HK$46.10M · loan HK$46.10M · min. income ≈ HK$446,860/mo (50% DSR)
Upfront cash ≈ HK$50.02M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,896
−HK$12,637/mo
▼ 0.25% · 3.875%
HK$240,169
−HK$6,364/mo
Today · 4.125%
HK$246,533
baseline
▲ 0.50% · 4.625%
HK$259,528
+HK$12,995/mo
Deposit HK$46.10M · loan HK$46.10M · min. income ≈ HK$493,066/mo (50% DSR)
Upfront cash ≈ HK$50.02M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,295
−HK$15,821/mo
▼ 0.25% · 3.875%
HK$260,142
−HK$7,974/mo
Today · 4.125%
HK$268,116
baseline
▲ 0.50% · 4.625%
HK$284,430
+HK$16,314/mo
Deposit HK$36.88M · loan HK$55.32M · min. income ≈ HK$536,232/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,675
−HK$15,164/mo
▼ 0.25% · 3.875%
HK$288,203
−HK$7,636/mo
Today · 4.125%
HK$295,839
baseline
▲ 0.50% · 4.625%
HK$311,433
+HK$15,594/mo
Deposit HK$36.88M · loan HK$55.32M · min. income ≈ HK$591,678/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,344
−HK$18,458/mo
▼ 0.25% · 3.875%
HK$303,499
−HK$9,303/mo
Today · 4.125%
HK$312,802
baseline
▲ 0.50% · 4.625%
HK$331,835
+HK$19,033/mo
Deposit HK$27.66M · loan HK$64.54M · min. income ≈ HK$625,604/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,454
−HK$17,692/mo
▼ 0.25% · 3.875%
HK$336,237
−HK$8,909/mo
Today · 4.125%
HK$345,146
baseline
▲ 0.50% · 4.625%
HK$363,339
+HK$18,193/mo
Deposit HK$27.66M · loan HK$64.54M · min. income ≈ HK$690,292/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,442
−HK$23,732/mo
▼ 0.25% · 3.875%
HK$390,214
−HK$11,960/mo
Today · 4.125%
HK$402,174
baseline
▲ 0.50% · 4.625%
HK$426,645
+HK$24,471/mo
Deposit HK$9.22M · loan HK$82.98M · min. income ≈ HK$804,348/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,013
−HK$22,746/mo
▼ 0.25% · 3.875%
HK$432,304
−HK$11,455/mo
Today · 4.125%
HK$443,759
baseline
▲ 0.50% · 4.625%
HK$467,150
+HK$23,391/mo
Deposit HK$9.22M · loan HK$82.98M · min. income ≈ HK$887,518/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$3,918,610 · Scale 2, in force from 26 Feb 2026)