LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,037
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$664/mo
Today · 4.125%
HK$22,356
baseline
▲ 0.50% · 4.625%
HK$23,717
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,712/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,031
−HK$637/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$25,968
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,245
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$798/mo
Today · 4.125%
HK$26,828
baseline
▲ 0.50% · 4.625%
HK$28,460
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,656/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,084
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$764/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,162
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,203
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$891/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,867
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,045
−HK$1,197/mo
Today · 4.125%
HK$40,242
baseline
▲ 0.50% · 4.625%
HK$42,690
+HK$2,448/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,484/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,127
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,147/mo
Today · 4.125%
HK$44,403
baseline
▲ 0.50% · 4.625%
HK$46,743
+HK$2,340/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,806/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,581 · Scale 2, in force from 26 Feb 2026)