LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,038
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$665/mo
Today · 4.125%
HK$22,357
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,361/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,714/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$637/mo
Today · 4.125%
HK$24,669
baseline
▲ 0.50% · 4.625%
HK$25,969
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,338/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$798/mo
Today · 4.125%
HK$26,829
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,658/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,085
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$764/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,453
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,369
−HK$931/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,766
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,645
−HK$892/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,046
−HK$1,197/mo
Today · 4.125%
HK$40,243
baseline
▲ 0.50% · 4.625%
HK$42,692
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,486/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,128
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,146/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$46,745
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,614 · Scale 2, in force from 26 Feb 2026)