LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,415
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$216,960
−HK$6,649/mo
Today · 4.125%
HK$223,609
baseline
▲ 0.50% · 4.625%
HK$237,216
+HK$13,607/mo
Deposit HK$46.14M · loan HK$46.14M · min. income ≈ HK$447,218/mo (50% DSR)
Upfront cash ≈ HK$50.06M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,084
−HK$12,647/mo
▼ 0.25% · 3.875%
HK$240,362
−HK$6,369/mo
Today · 4.125%
HK$246,731
baseline
▲ 0.50% · 4.625%
HK$259,736
+HK$13,005/mo
Deposit HK$46.14M · loan HK$46.14M · min. income ≈ HK$493,462/mo (50% DSR)
Upfront cash ≈ HK$50.06M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,498
−HK$15,833/mo
▼ 0.25% · 3.875%
HK$260,352
−HK$7,979/mo
Today · 4.125%
HK$268,331
baseline
▲ 0.50% · 4.625%
HK$284,659
+HK$16,328/mo
Deposit HK$36.91M · loan HK$55.37M · min. income ≈ HK$536,662/mo (50% DSR)
Upfront cash ≈ HK$40.83M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,901
−HK$15,176/mo
▼ 0.25% · 3.875%
HK$288,435
−HK$7,642/mo
Today · 4.125%
HK$296,077
baseline
▲ 0.50% · 4.625%
HK$311,684
+HK$15,607/mo
Deposit HK$36.91M · loan HK$55.37M · min. income ≈ HK$592,154/mo (50% DSR)
Upfront cash ≈ HK$40.83M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,580
−HK$18,473/mo
▼ 0.25% · 3.875%
HK$303,744
−HK$9,309/mo
Today · 4.125%
HK$313,053
baseline
▲ 0.50% · 4.625%
HK$332,102
+HK$19,049/mo
Deposit HK$27.68M · loan HK$64.59M · min. income ≈ HK$626,106/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,718
−HK$17,705/mo
▼ 0.25% · 3.875%
HK$336,507
−HK$8,916/mo
Today · 4.125%
HK$345,423
baseline
▲ 0.50% · 4.625%
HK$363,631
+HK$18,208/mo
Deposit HK$27.68M · loan HK$64.59M · min. income ≈ HK$690,846/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,746
−HK$23,751/mo
▼ 0.25% · 3.875%
HK$390,527
−HK$11,970/mo
Today · 4.125%
HK$402,497
baseline
▲ 0.50% · 4.625%
HK$426,988
+HK$24,491/mo
Deposit HK$9.23M · loan HK$83.05M · min. income ≈ HK$804,994/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,351
−HK$22,765/mo
▼ 0.25% · 3.875%
HK$432,652
−HK$11,464/mo
Today · 4.125%
HK$444,116
baseline
▲ 0.50% · 4.625%
HK$467,526
+HK$23,410/mo
Deposit HK$9.23M · loan HK$83.05M · min. income ≈ HK$888,232/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$3,921,761 · Scale 2, in force from 26 Feb 2026)