LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,051
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,706
−HK$665/mo
Today · 4.125%
HK$22,371
baseline
▲ 0.50% · 4.625%
HK$23,732
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,742/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,419
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,047
−HK$637/mo
Today · 4.125%
HK$24,684
baseline
▲ 0.50% · 4.625%
HK$25,985
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,368/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,261
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$798/mo
Today · 4.125%
HK$26,845
baseline
▲ 0.50% · 4.625%
HK$28,478
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,690/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,102
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,856
−HK$765/mo
Today · 4.125%
HK$29,621
baseline
▲ 0.50% · 4.625%
HK$31,182
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,242/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,471
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$931/mo
Today · 4.125%
HK$31,319
baseline
▲ 0.50% · 4.625%
HK$33,225
+HK$1,906/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,638/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,786
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,666
−HK$892/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,379
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,070
−HK$1,197/mo
Today · 4.125%
HK$40,267
baseline
▲ 0.50% · 4.625%
HK$42,718
+HK$2,451/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,534/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,154
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,147/mo
Today · 4.125%
HK$44,431
baseline
▲ 0.50% · 4.625%
HK$46,773
+HK$2,342/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,862/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,175 · Scale 2, in force from 26 Feb 2026)