LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,539
−HK$13,202/mo
▼ 0.25% · 3.875%
HK$217,088
−HK$6,653/mo
Today · 4.125%
HK$223,741
baseline
▲ 0.50% · 4.625%
HK$237,356
+HK$13,615/mo
Deposit HK$46.17M · loan HK$46.17M · min. income ≈ HK$447,482/mo (50% DSR)
Upfront cash ≈ HK$50.09M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,222
−HK$12,655/mo
▼ 0.25% · 3.875%
HK$240,504
−HK$6,373/mo
Today · 4.125%
HK$246,877
baseline
▲ 0.50% · 4.625%
HK$259,890
+HK$13,013/mo
Deposit HK$46.17M · loan HK$46.17M · min. income ≈ HK$493,754/mo (50% DSR)
Upfront cash ≈ HK$50.09M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,647
−HK$15,843/mo
▼ 0.25% · 3.875%
HK$260,505
−HK$7,985/mo
Today · 4.125%
HK$268,490
baseline
▲ 0.50% · 4.625%
HK$284,827
+HK$16,337/mo
Deposit HK$36.93M · loan HK$55.40M · min. income ≈ HK$536,980/mo (50% DSR)
Upfront cash ≈ HK$40.86M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,067
−HK$15,185/mo
▼ 0.25% · 3.875%
HK$288,605
−HK$7,647/mo
Today · 4.125%
HK$296,252
baseline
▲ 0.50% · 4.625%
HK$311,868
+HK$15,616/mo
Deposit HK$36.93M · loan HK$55.40M · min. income ≈ HK$592,504/mo (50% DSR)
Upfront cash ≈ HK$40.86M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,754
−HK$18,484/mo
▼ 0.25% · 3.875%
HK$303,923
−HK$9,315/mo
Today · 4.125%
HK$313,238
baseline
▲ 0.50% · 4.625%
HK$332,298
+HK$19,060/mo
Deposit HK$27.70M · loan HK$64.63M · min. income ≈ HK$626,476/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,911
−HK$17,716/mo
▼ 0.25% · 3.875%
HK$336,706
−HK$8,921/mo
Today · 4.125%
HK$345,627
baseline
▲ 0.50% · 4.625%
HK$363,846
+HK$18,219/mo
Deposit HK$27.70M · loan HK$64.63M · min. income ≈ HK$691,254/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,970
−HK$23,765/mo
▼ 0.25% · 3.875%
HK$390,758
−HK$11,977/mo
Today · 4.125%
HK$402,735
baseline
▲ 0.50% · 4.625%
HK$427,240
+HK$24,505/mo
Deposit HK$9.23M · loan HK$83.10M · min. income ≈ HK$805,470/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,600
−HK$22,778/mo
▼ 0.25% · 3.875%
HK$432,907
−HK$11,471/mo
Today · 4.125%
HK$444,378
baseline
▲ 0.50% · 4.625%
HK$467,802
+HK$23,424/mo
Deposit HK$9.23M · loan HK$83.10M · min. income ≈ HK$888,756/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$3,924,076 · Scale 2, in force from 26 Feb 2026)