LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,060
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$666/mo
Today · 4.125%
HK$22,381
baseline
▲ 0.50% · 4.625%
HK$23,743
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,762/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,058
−HK$637/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,390/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,272
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,058
−HK$799/mo
Today · 4.125%
HK$26,857
baseline
▲ 0.50% · 4.625%
HK$28,491
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,714/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,115
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,869
−HK$765/mo
Today · 4.125%
HK$29,634
baseline
▲ 0.50% · 4.625%
HK$31,196
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,268/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$931/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$33,240
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$892/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,088
−HK$1,198/mo
Today · 4.125%
HK$40,286
baseline
▲ 0.50% · 4.625%
HK$42,737
+HK$2,451/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,572/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,173
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,304
−HK$1,147/mo
Today · 4.125%
HK$44,451
baseline
▲ 0.50% · 4.625%
HK$46,794
+HK$2,343/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,902/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,595 · Scale 2, in force from 26 Feb 2026)