LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,629
−HK$13,208/mo
▼ 0.25% · 3.875%
HK$217,181
−HK$6,656/mo
Today · 4.125%
HK$223,837
baseline
▲ 0.50% · 4.625%
HK$237,457
+HK$13,620/mo
Deposit HK$46.19M · loan HK$46.19M · min. income ≈ HK$447,674/mo (50% DSR)
Upfront cash ≈ HK$50.11M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,323
−HK$12,659/mo
▼ 0.25% · 3.875%
HK$240,607
−HK$6,375/mo
Today · 4.125%
HK$246,982
baseline
▲ 0.50% · 4.625%
HK$260,001
+HK$13,019/mo
Deposit HK$46.19M · loan HK$46.19M · min. income ≈ HK$493,964/mo (50% DSR)
Upfront cash ≈ HK$50.11M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,755
−HK$15,850/mo
▼ 0.25% · 3.875%
HK$260,617
−HK$7,988/mo
Today · 4.125%
HK$268,605
baseline
▲ 0.50% · 4.625%
HK$284,949
+HK$16,344/mo
Deposit HK$36.95M · loan HK$55.42M · min. income ≈ HK$537,210/mo (50% DSR)
Upfront cash ≈ HK$40.87M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,187
−HK$15,192/mo
▼ 0.25% · 3.875%
HK$288,728
−HK$7,651/mo
Today · 4.125%
HK$296,379
baseline
▲ 0.50% · 4.625%
HK$312,001
+HK$15,622/mo
Deposit HK$36.95M · loan HK$55.42M · min. income ≈ HK$592,758/mo (50% DSR)
Upfront cash ≈ HK$40.87M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,881
−HK$18,491/mo
▼ 0.25% · 3.875%
HK$304,053
−HK$9,319/mo
Today · 4.125%
HK$313,372
baseline
▲ 0.50% · 4.625%
HK$332,440
+HK$19,068/mo
Deposit HK$27.71M · loan HK$64.66M · min. income ≈ HK$626,744/mo (50% DSR)
Upfront cash ≈ HK$31.64M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,052
−HK$17,723/mo
▼ 0.25% · 3.875%
HK$336,850
−HK$8,925/mo
Today · 4.125%
HK$345,775
baseline
▲ 0.50% · 4.625%
HK$364,002
+HK$18,227/mo
Deposit HK$27.71M · loan HK$64.66M · min. income ≈ HK$691,550/mo (50% DSR)
Upfront cash ≈ HK$31.64M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,132
−HK$23,775/mo
▼ 0.25% · 3.875%
HK$390,925
−HK$11,982/mo
Today · 4.125%
HK$402,907
baseline
▲ 0.50% · 4.625%
HK$427,423
+HK$24,516/mo
Deposit HK$9.24M · loan HK$83.13M · min. income ≈ HK$805,814/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,781
−HK$22,787/mo
▼ 0.25% · 3.875%
HK$433,093
−HK$11,475/mo
Today · 4.125%
HK$444,568
baseline
▲ 0.50% · 4.625%
HK$468,002
+HK$23,434/mo
Deposit HK$9.24M · loan HK$83.13M · min. income ≈ HK$889,136/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$3,925,758 · Scale 2, in force from 26 Feb 2026)