LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,695
−HK$13,212/mo
▼ 0.25% · 3.875%
HK$217,249
−HK$6,658/mo
Today · 4.125%
HK$223,907
baseline
▲ 0.50% · 4.625%
HK$237,532
+HK$13,625/mo
Deposit HK$46.20M · loan HK$46.20M · min. income ≈ HK$447,814/mo (50% DSR)
Upfront cash ≈ HK$50.13M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,396
−HK$12,664/mo
▼ 0.25% · 3.875%
HK$240,682
−HK$6,378/mo
Today · 4.125%
HK$247,060
baseline
▲ 0.50% · 4.625%
HK$260,083
+HK$13,023/mo
Deposit HK$46.20M · loan HK$46.20M · min. income ≈ HK$494,120/mo (50% DSR)
Upfront cash ≈ HK$50.13M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,834
−HK$15,855/mo
▼ 0.25% · 3.875%
HK$260,699
−HK$7,990/mo
Today · 4.125%
HK$268,689
baseline
▲ 0.50% · 4.625%
HK$285,038
+HK$16,349/mo
Deposit HK$36.96M · loan HK$55.44M · min. income ≈ HK$537,378/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,275
−HK$15,197/mo
▼ 0.25% · 3.875%
HK$288,819
−HK$7,653/mo
Today · 4.125%
HK$296,472
baseline
▲ 0.50% · 4.625%
HK$312,099
+HK$15,627/mo
Deposit HK$36.96M · loan HK$55.44M · min. income ≈ HK$592,944/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$294,973
−HK$18,497/mo
▼ 0.25% · 3.875%
HK$304,148
−HK$9,322/mo
Today · 4.125%
HK$313,470
baseline
▲ 0.50% · 4.625%
HK$332,544
+HK$19,074/mo
Deposit HK$27.72M · loan HK$64.68M · min. income ≈ HK$626,940/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,154
−HK$17,730/mo
▼ 0.25% · 3.875%
HK$336,955
−HK$8,929/mo
Today · 4.125%
HK$345,884
baseline
▲ 0.50% · 4.625%
HK$364,116
+HK$18,232/mo
Deposit HK$27.72M · loan HK$64.68M · min. income ≈ HK$691,768/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,251
−HK$23,782/mo
▼ 0.25% · 3.875%
HK$391,048
−HK$11,985/mo
Today · 4.125%
HK$403,033
baseline
▲ 0.50% · 4.625%
HK$427,557
+HK$24,524/mo
Deposit HK$9.24M · loan HK$83.16M · min. income ≈ HK$806,066/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,913
−HK$22,794/mo
▼ 0.25% · 3.875%
HK$433,228
−HK$11,479/mo
Today · 4.125%
HK$444,707
baseline
▲ 0.50% · 4.625%
HK$468,149
+HK$23,442/mo
Deposit HK$9.24M · loan HK$83.16M · min. income ≈ HK$889,414/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,926,987 · Scale 2, in force from 26 Feb 2026)