LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,715
−HK$13,213/mo
▼ 0.25% · 3.875%
HK$217,269
−HK$6,659/mo
Today · 4.125%
HK$223,928
baseline
▲ 0.50% · 4.625%
HK$237,554
+HK$13,626/mo
Deposit HK$46.20M · loan HK$46.20M · min. income ≈ HK$447,856/mo (50% DSR)
Upfront cash ≈ HK$50.13M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,418
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$240,705
−HK$6,378/mo
Today · 4.125%
HK$247,083
baseline
▲ 0.50% · 4.625%
HK$260,107
+HK$13,024/mo
Deposit HK$46.20M · loan HK$46.20M · min. income ≈ HK$494,166/mo (50% DSR)
Upfront cash ≈ HK$50.13M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,858
−HK$15,856/mo
▼ 0.25% · 3.875%
HK$260,723
−HK$7,991/mo
Today · 4.125%
HK$268,714
baseline
▲ 0.50% · 4.625%
HK$285,065
+HK$16,351/mo
Deposit HK$36.96M · loan HK$55.45M · min. income ≈ HK$537,428/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,302
−HK$15,198/mo
▼ 0.25% · 3.875%
HK$288,846
−HK$7,654/mo
Today · 4.125%
HK$296,500
baseline
▲ 0.50% · 4.625%
HK$312,128
+HK$15,628/mo
Deposit HK$36.96M · loan HK$55.45M · min. income ≈ HK$593,000/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,001
−HK$18,499/mo
▼ 0.25% · 3.875%
HK$304,177
−HK$9,323/mo
Today · 4.125%
HK$313,500
baseline
▲ 0.50% · 4.625%
HK$332,576
+HK$19,076/mo
Deposit HK$27.72M · loan HK$64.69M · min. income ≈ HK$627,000/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,185
−HK$17,731/mo
▼ 0.25% · 3.875%
HK$336,987
−HK$8,929/mo
Today · 4.125%
HK$345,916
baseline
▲ 0.50% · 4.625%
HK$364,150
+HK$18,234/mo
Deposit HK$27.72M · loan HK$64.69M · min. income ≈ HK$691,832/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,287
−HK$23,784/mo
▼ 0.25% · 3.875%
HK$391,085
−HK$11,986/mo
Today · 4.125%
HK$403,071
baseline
▲ 0.50% · 4.625%
HK$427,597
+HK$24,526/mo
Deposit HK$9.24M · loan HK$83.17M · min. income ≈ HK$806,142/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,953
−HK$22,796/mo
▼ 0.25% · 3.875%
HK$433,269
−HK$11,480/mo
Today · 4.125%
HK$444,749
baseline
▲ 0.50% · 4.625%
HK$468,193
+HK$23,444/mo
Deposit HK$9.24M · loan HK$83.17M · min. income ≈ HK$889,498/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,927,356 · Scale 2, in force from 26 Feb 2026)