LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,749
−HK$13,215/mo
▼ 0.25% · 3.875%
HK$217,304
−HK$6,660/mo
Today · 4.125%
HK$223,964
baseline
▲ 0.50% · 4.625%
HK$237,592
+HK$13,628/mo
Deposit HK$46.21M · loan HK$46.21M · min. income ≈ HK$447,928/mo (50% DSR)
Upfront cash ≈ HK$50.14M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,456
−HK$12,667/mo
▼ 0.25% · 3.875%
HK$240,744
−HK$6,379/mo
Today · 4.125%
HK$247,123
baseline
▲ 0.50% · 4.625%
HK$260,149
+HK$13,026/mo
Deposit HK$46.21M · loan HK$46.21M · min. income ≈ HK$494,246/mo (50% DSR)
Upfront cash ≈ HK$50.14M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,898
−HK$15,859/mo
▼ 0.25% · 3.875%
HK$260,765
−HK$7,992/mo
Today · 4.125%
HK$268,757
baseline
▲ 0.50% · 4.625%
HK$285,111
+HK$16,354/mo
Deposit HK$36.97M · loan HK$55.45M · min. income ≈ HK$537,514/mo (50% DSR)
Upfront cash ≈ HK$40.90M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,347
−HK$15,200/mo
▼ 0.25% · 3.875%
HK$288,892
−HK$7,655/mo
Today · 4.125%
HK$296,547
baseline
▲ 0.50% · 4.625%
HK$312,179
+HK$15,632/mo
Deposit HK$36.97M · loan HK$55.45M · min. income ≈ HK$593,094/mo (50% DSR)
Upfront cash ≈ HK$40.90M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,048
−HK$18,502/mo
▼ 0.25% · 3.875%
HK$304,226
−HK$9,324/mo
Today · 4.125%
HK$313,550
baseline
▲ 0.50% · 4.625%
HK$332,629
+HK$19,079/mo
Deposit HK$27.73M · loan HK$64.70M · min. income ≈ HK$627,100/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,238
−HK$17,734/mo
▼ 0.25% · 3.875%
HK$337,041
−HK$8,931/mo
Today · 4.125%
HK$345,972
baseline
▲ 0.50% · 4.625%
HK$364,208
+HK$18,236/mo
Deposit HK$27.73M · loan HK$64.70M · min. income ≈ HK$691,944/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,348
−HK$23,788/mo
▼ 0.25% · 3.875%
HK$391,147
−HK$11,989/mo
Today · 4.125%
HK$403,136
baseline
▲ 0.50% · 4.625%
HK$427,666
+HK$24,530/mo
Deposit HK$9.24M · loan HK$83.18M · min. income ≈ HK$806,272/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,020
−HK$22,801/mo
▼ 0.25% · 3.875%
HK$433,339
−HK$11,482/mo
Today · 4.125%
HK$444,821
baseline
▲ 0.50% · 4.625%
HK$468,268
+HK$23,447/mo
Deposit HK$9.24M · loan HK$83.18M · min. income ≈ HK$889,642/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$3,927,987 · Scale 2, in force from 26 Feb 2026)