LTV · monthly repayment
▼ 0.50% · 3.625%
HK$210,892
−HK$13,225/mo
▼ 0.25% · 3.875%
HK$217,452
−HK$6,665/mo
Today · 4.125%
HK$224,117
baseline
▲ 0.50% · 4.625%
HK$237,754
+HK$13,637/mo
Deposit HK$46.24M · loan HK$46.24M · min. income ≈ HK$448,234/mo (50% DSR)
Upfront cash ≈ HK$50.17M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,615
−HK$12,676/mo
▼ 0.25% · 3.875%
HK$240,908
−HK$6,383/mo
Today · 4.125%
HK$247,291
baseline
▲ 0.50% · 4.625%
HK$260,326
+HK$13,035/mo
Deposit HK$46.24M · loan HK$46.24M · min. income ≈ HK$494,582/mo (50% DSR)
Upfront cash ≈ HK$50.17M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,070
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$260,942
−HK$7,998/mo
Today · 4.125%
HK$268,940
baseline
▲ 0.50% · 4.625%
HK$285,305
+HK$16,365/mo
Deposit HK$36.99M · loan HK$55.49M · min. income ≈ HK$537,880/mo (50% DSR)
Upfront cash ≈ HK$40.93M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,538
−HK$15,211/mo
▼ 0.25% · 3.875%
HK$289,089
−HK$7,660/mo
Today · 4.125%
HK$296,749
baseline
▲ 0.50% · 4.625%
HK$312,391
+HK$15,642/mo
Deposit HK$36.99M · loan HK$55.49M · min. income ≈ HK$593,498/mo (50% DSR)
Upfront cash ≈ HK$40.93M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,249
−HK$18,515/mo
▼ 0.25% · 3.875%
HK$304,433
−HK$9,331/mo
Today · 4.125%
HK$313,764
baseline
▲ 0.50% · 4.625%
HK$332,855
+HK$19,091/mo
Deposit HK$27.75M · loan HK$64.74M · min. income ≈ HK$627,528/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,461
−HK$17,746/mo
▼ 0.25% · 3.875%
HK$337,271
−HK$8,936/mo
Today · 4.125%
HK$346,207
baseline
▲ 0.50% · 4.625%
HK$364,456
+HK$18,249/mo
Deposit HK$27.75M · loan HK$64.74M · min. income ≈ HK$692,414/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,606
−HK$23,804/mo
▼ 0.25% · 3.875%
HK$391,414
−HK$11,996/mo
Today · 4.125%
HK$403,410
baseline
▲ 0.50% · 4.625%
HK$427,957
+HK$24,547/mo
Deposit HK$9.25M · loan HK$83.24M · min. income ≈ HK$806,820/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,308
−HK$22,816/mo
▼ 0.25% · 3.875%
HK$433,634
−HK$11,490/mo
Today · 4.125%
HK$445,124
baseline
▲ 0.50% · 4.625%
HK$468,587
+HK$23,463/mo
Deposit HK$9.25M · loan HK$83.24M · min. income ≈ HK$890,248/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$3,930,660 · Scale 2, in force from 26 Feb 2026)