LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,092
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$666/mo
Today · 4.125%
HK$22,414
baseline
▲ 0.50% · 4.625%
HK$23,778
+HK$1,364/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,828/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,464
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,093
−HK$639/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,035
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,310
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,097
−HK$800/mo
Today · 4.125%
HK$26,897
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,794/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,157
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,912
−HK$766/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,243
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,528
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$933/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$894/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,965
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,146
−HK$1,199/mo
Today · 4.125%
HK$40,345
baseline
▲ 0.50% · 4.625%
HK$42,800
+HK$2,455/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,690/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,235
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,368
−HK$1,149/mo
Today · 4.125%
HK$44,517
baseline
▲ 0.50% · 4.625%
HK$46,864
+HK$2,347/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$89,034/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,963 · Scale 2, in force from 26 Feb 2026)