LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,003
−HK$13,231/mo
▼ 0.25% · 3.875%
HK$217,566
−HK$6,668/mo
Today · 4.125%
HK$224,234
baseline
▲ 0.50% · 4.625%
HK$237,878
+HK$13,644/mo
Deposit HK$46.27M · loan HK$46.27M · min. income ≈ HK$448,468/mo (50% DSR)
Upfront cash ≈ HK$50.20M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,738
−HK$12,682/mo
▼ 0.25% · 3.875%
HK$241,034
−HK$6,386/mo
Today · 4.125%
HK$247,420
baseline
▲ 0.50% · 4.625%
HK$260,462
+HK$13,042/mo
Deposit HK$46.27M · loan HK$46.27M · min. income ≈ HK$494,840/mo (50% DSR)
Upfront cash ≈ HK$50.20M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,203
−HK$15,878/mo
▼ 0.25% · 3.875%
HK$261,079
−HK$8,002/mo
Today · 4.125%
HK$269,081
baseline
▲ 0.50% · 4.625%
HK$285,454
+HK$16,373/mo
Deposit HK$37.01M · loan HK$55.52M · min. income ≈ HK$538,162/mo (50% DSR)
Upfront cash ≈ HK$40.95M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,686
−HK$15,219/mo
▼ 0.25% · 3.875%
HK$289,241
−HK$7,664/mo
Today · 4.125%
HK$296,905
baseline
▲ 0.50% · 4.625%
HK$312,555
+HK$15,650/mo
Deposit HK$37.01M · loan HK$55.52M · min. income ≈ HK$593,810/mo (50% DSR)
Upfront cash ≈ HK$40.95M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,404
−HK$18,524/mo
▼ 0.25% · 3.875%
HK$304,592
−HK$9,336/mo
Today · 4.125%
HK$313,928
baseline
▲ 0.50% · 4.625%
HK$333,030
+HK$19,102/mo
Deposit HK$27.76M · loan HK$64.77M · min. income ≈ HK$627,856/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,634
−HK$17,755/mo
▼ 0.25% · 3.875%
HK$337,447
−HK$8,942/mo
Today · 4.125%
HK$346,389
baseline
▲ 0.50% · 4.625%
HK$364,647
+HK$18,258/mo
Deposit HK$27.76M · loan HK$64.77M · min. income ≈ HK$692,778/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$379,805
−HK$23,817/mo
▼ 0.25% · 3.875%
HK$391,619
−HK$12,003/mo
Today · 4.125%
HK$403,622
baseline
▲ 0.50% · 4.625%
HK$428,181
+HK$24,559/mo
Deposit HK$9.25M · loan HK$83.28M · min. income ≈ HK$807,244/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,529
−HK$22,828/mo
▼ 0.25% · 3.875%
HK$433,861
−HK$11,496/mo
Today · 4.125%
HK$445,357
baseline
▲ 0.50% · 4.625%
HK$468,832
+HK$23,475/mo
Deposit HK$9.25M · loan HK$83.28M · min. income ≈ HK$890,714/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$3,932,721 · Scale 2, in force from 26 Feb 2026)