LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,105
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,761
−HK$667/mo
Today · 4.125%
HK$22,428
baseline
▲ 0.50% · 4.625%
HK$23,793
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,856/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$638/mo
Today · 4.125%
HK$24,747
baseline
▲ 0.50% · 4.625%
HK$26,052
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,494/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,114
−HK$800/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,175
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$767/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,547
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$934/mo
Today · 4.125%
HK$31,400
baseline
▲ 0.50% · 4.625%
HK$33,310
+HK$1,910/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,800/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,871
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,752
−HK$894/mo
Today · 4.125%
HK$34,646
baseline
▲ 0.50% · 4.625%
HK$36,473
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,292/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,989
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,201/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,828
+HK$2,457/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,396
−HK$1,149/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$46,894
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,550 · Scale 2, in force from 26 Feb 2026)