LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,110
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,766
−HK$668/mo
Today · 4.125%
HK$22,434
baseline
▲ 0.50% · 4.625%
HK$23,799
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,868/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,484
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,114
−HK$639/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,332
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$800/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,558
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$767/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,554
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$934/mo
Today · 4.125%
HK$31,407
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,814/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,878
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,760
−HK$895/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,481
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,200/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,458/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,406
−HK$1,150/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,348/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,766 · Scale 2, in force from 26 Feb 2026)