LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,119
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,776
−HK$667/mo
Today · 4.125%
HK$22,443
baseline
▲ 0.50% · 4.625%
HK$23,809
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,886/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,495
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,125
−HK$639/mo
Today · 4.125%
HK$24,764
baseline
▲ 0.50% · 4.625%
HK$26,069
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,528/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,343
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,131
−HK$801/mo
Today · 4.125%
HK$26,932
baseline
▲ 0.50% · 4.625%
HK$28,571
+HK$1,639/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$53,864/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,194
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,950
−HK$767/mo
Today · 4.125%
HK$29,717
baseline
▲ 0.50% · 4.625%
HK$31,283
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.56M · min. income ≈ HK$59,434/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$935/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$895/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,014
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,197
−HK$1,201/mo
Today · 4.125%
HK$40,398
baseline
▲ 0.50% · 4.625%
HK$42,856
+HK$2,458/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,796/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,290
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,425
−HK$1,150/mo
Today · 4.125%
HK$44,575
baseline
▲ 0.50% · 4.625%
HK$46,925
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,150/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,167 · Scale 2, in force from 26 Feb 2026)