LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,125
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,782
−HK$668/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$639/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,077
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,138
−HK$802/mo
Today · 4.125%
HK$26,940
baseline
▲ 0.50% · 4.625%
HK$28,579
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,880/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,202
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,958
−HK$767/mo
Today · 4.125%
HK$29,725
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,450/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,575
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,495
−HK$935/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,342
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,902
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,784
−HK$895/mo
Today · 4.125%
HK$34,679
baseline
▲ 0.50% · 4.625%
HK$36,507
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,358/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,025
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,208
−HK$1,201/mo
Today · 4.125%
HK$40,409
baseline
▲ 0.50% · 4.625%
HK$42,868
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,818/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,302
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,437
−HK$1,151/mo
Today · 4.125%
HK$44,588
baseline
▲ 0.50% · 4.625%
HK$46,938
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,176/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,430 · Scale 2, in force from 26 Feb 2026)