LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,126
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,783
−HK$668/mo
Today · 4.125%
HK$22,451
baseline
▲ 0.50% · 4.625%
HK$23,817
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,902/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,503
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,133
−HK$639/mo
Today · 4.125%
HK$24,772
baseline
▲ 0.50% · 4.625%
HK$26,078
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,544/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,351
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,140
−HK$801/mo
Today · 4.125%
HK$26,941
baseline
▲ 0.50% · 4.625%
HK$28,580
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,882/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,959
−HK$768/mo
Today · 4.125%
HK$29,727
baseline
▲ 0.50% · 4.625%
HK$31,294
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,454/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,576
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,496
−HK$935/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,344
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,904
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,786
−HK$895/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,509
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,201/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,870
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,305
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,151/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$46,940
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,477 · Scale 2, in force from 26 Feb 2026)