LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,130
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,787
−HK$668/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$639/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,144
−HK$802/mo
Today · 4.125%
HK$26,946
baseline
▲ 0.50% · 4.625%
HK$28,585
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,892/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$768/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,581
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,502
−HK$934/mo
Today · 4.125%
HK$31,436
baseline
▲ 0.50% · 4.625%
HK$33,349
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,872/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,909
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$895/mo
Today · 4.125%
HK$34,687
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,374/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,202/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,878
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,152/mo
Today · 4.125%
HK$44,598
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,350/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,196/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)