LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,353
−HK$13,254/mo
▼ 0.25% · 3.875%
HK$217,927
−HK$6,680/mo
Today · 4.125%
HK$224,607
baseline
▲ 0.50% · 4.625%
HK$238,273
+HK$13,666/mo
Deposit HK$46.34M · loan HK$46.34M · min. income ≈ HK$449,214/mo (50% DSR)
Upfront cash ≈ HK$50.28M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,128
−HK$12,703/mo
▼ 0.25% · 3.875%
HK$241,434
−HK$6,397/mo
Today · 4.125%
HK$247,831
baseline
▲ 0.50% · 4.625%
HK$260,895
+HK$13,064/mo
Deposit HK$46.34M · loan HK$46.34M · min. income ≈ HK$495,662/mo (50% DSR)
Upfront cash ≈ HK$50.28M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,624
−HK$15,904/mo
▼ 0.25% · 3.875%
HK$261,513
−HK$8,015/mo
Today · 4.125%
HK$269,528
baseline
▲ 0.50% · 4.625%
HK$285,928
+HK$16,400/mo
Deposit HK$37.08M · loan HK$55.61M · min. income ≈ HK$539,056/mo (50% DSR)
Upfront cash ≈ HK$41.01M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,154
−HK$15,244/mo
▼ 0.25% · 3.875%
HK$289,721
−HK$7,677/mo
Today · 4.125%
HK$297,398
baseline
▲ 0.50% · 4.625%
HK$313,074
+HK$15,676/mo
Deposit HK$37.08M · loan HK$55.61M · min. income ≈ HK$594,796/mo (50% DSR)
Upfront cash ≈ HK$41.01M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,894
−HK$18,555/mo
▼ 0.25% · 3.875%
HK$305,098
−HK$9,351/mo
Today · 4.125%
HK$314,449
baseline
▲ 0.50% · 4.625%
HK$333,583
+HK$19,134/mo
Deposit HK$27.81M · loan HK$64.88M · min. income ≈ HK$628,898/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,179
−HK$17,785/mo
▼ 0.25% · 3.875%
HK$338,008
−HK$8,956/mo
Today · 4.125%
HK$346,964
baseline
▲ 0.50% · 4.625%
HK$365,253
+HK$18,289/mo
Deposit HK$27.81M · loan HK$64.88M · min. income ≈ HK$693,928/mo (50% DSR)
Upfront cash ≈ HK$31.75M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,435
−HK$23,857/mo
▼ 0.25% · 3.875%
HK$392,269
−HK$12,023/mo
Today · 4.125%
HK$404,292
baseline
▲ 0.50% · 4.625%
HK$428,892
+HK$24,600/mo
Deposit HK$9.27M · loan HK$83.42M · min. income ≈ HK$808,584/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,230
−HK$22,866/mo
▼ 0.25% · 3.875%
HK$434,581
−HK$11,515/mo
Today · 4.125%
HK$446,096
baseline
▲ 0.50% · 4.625%
HK$469,611
+HK$23,515/mo
Deposit HK$9.27M · loan HK$83.42M · min. income ≈ HK$892,192/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$3,939,250 · Scale 2, in force from 26 Feb 2026)