LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,461
−HK$13,261/mo
▼ 0.25% · 3.875%
HK$218,039
−HK$6,683/mo
Today · 4.125%
HK$224,722
baseline
▲ 0.50% · 4.625%
HK$238,395
+HK$13,673/mo
Deposit HK$46.37M · loan HK$46.37M · min. income ≈ HK$449,444/mo (50% DSR)
Upfront cash ≈ HK$50.31M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,248
−HK$12,710/mo
▼ 0.25% · 3.875%
HK$241,558
−HK$6,400/mo
Today · 4.125%
HK$247,958
baseline
▲ 0.50% · 4.625%
HK$261,028
+HK$13,070/mo
Deposit HK$46.37M · loan HK$46.37M · min. income ≈ HK$495,916/mo (50% DSR)
Upfront cash ≈ HK$50.31M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,753
−HK$15,913/mo
▼ 0.25% · 3.875%
HK$261,647
−HK$8,019/mo
Today · 4.125%
HK$269,666
baseline
▲ 0.50% · 4.625%
HK$286,075
+HK$16,409/mo
Deposit HK$37.09M · loan HK$55.64M · min. income ≈ HK$539,332/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,298
−HK$15,252/mo
▼ 0.25% · 3.875%
HK$289,869
−HK$7,681/mo
Today · 4.125%
HK$297,550
baseline
▲ 0.50% · 4.625%
HK$313,234
+HK$15,684/mo
Deposit HK$37.09M · loan HK$55.64M · min. income ≈ HK$595,100/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,046
−HK$18,564/mo
▼ 0.25% · 3.875%
HK$305,254
−HK$9,356/mo
Today · 4.125%
HK$314,610
baseline
▲ 0.50% · 4.625%
HK$333,754
+HK$19,144/mo
Deposit HK$27.82M · loan HK$64.92M · min. income ≈ HK$629,220/mo (50% DSR)
Upfront cash ≈ HK$31.76M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,348
−HK$17,794/mo
▼ 0.25% · 3.875%
HK$338,181
−HK$8,961/mo
Today · 4.125%
HK$347,142
baseline
▲ 0.50% · 4.625%
HK$365,440
+HK$18,298/mo
Deposit HK$27.82M · loan HK$64.92M · min. income ≈ HK$694,284/mo (50% DSR)
Upfront cash ≈ HK$31.76M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,630
−HK$23,869/mo
▼ 0.25% · 3.875%
HK$392,470
−HK$12,029/mo
Today · 4.125%
HK$404,499
baseline
▲ 0.50% · 4.625%
HK$429,112
+HK$24,613/mo
Deposit HK$9.27M · loan HK$83.46M · min. income ≈ HK$808,998/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,447
−HK$22,878/mo
▼ 0.25% · 3.875%
HK$434,804
−HK$11,521/mo
Today · 4.125%
HK$446,325
baseline
▲ 0.50% · 4.625%
HK$469,851
+HK$23,526/mo
Deposit HK$9.27M · loan HK$83.46M · min. income ≈ HK$892,650/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$3,941,269 · Scale 2, in force from 26 Feb 2026)