LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,534
−HK$13,265/mo
▼ 0.25% · 3.875%
HK$218,114
−HK$6,685/mo
Today · 4.125%
HK$224,799
baseline
▲ 0.50% · 4.625%
HK$238,478
+HK$13,679/mo
Deposit HK$46.38M · loan HK$46.38M · min. income ≈ HK$449,598/mo (50% DSR)
Upfront cash ≈ HK$50.33M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,330
−HK$12,714/mo
▼ 0.25% · 3.875%
HK$241,641
−HK$6,403/mo
Today · 4.125%
HK$248,044
baseline
▲ 0.50% · 4.625%
HK$261,119
+HK$13,075/mo
Deposit HK$46.38M · loan HK$46.38M · min. income ≈ HK$496,088/mo (50% DSR)
Upfront cash ≈ HK$50.33M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,841
−HK$15,918/mo
▼ 0.25% · 3.875%
HK$261,737
−HK$8,022/mo
Today · 4.125%
HK$269,759
baseline
▲ 0.50% · 4.625%
HK$286,173
+HK$16,414/mo
Deposit HK$37.11M · loan HK$55.66M · min. income ≈ HK$539,518/mo (50% DSR)
Upfront cash ≈ HK$41.05M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,396
−HK$15,257/mo
▼ 0.25% · 3.875%
HK$289,969
−HK$7,684/mo
Today · 4.125%
HK$297,653
baseline
▲ 0.50% · 4.625%
HK$313,342
+HK$15,689/mo
Deposit HK$37.11M · loan HK$55.66M · min. income ≈ HK$595,306/mo (50% DSR)
Upfront cash ≈ HK$41.05M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,148
−HK$18,571/mo
▼ 0.25% · 3.875%
HK$305,360
−HK$9,359/mo
Today · 4.125%
HK$314,719
baseline
▲ 0.50% · 4.625%
HK$333,869
+HK$19,150/mo
Deposit HK$27.83M · loan HK$64.94M · min. income ≈ HK$629,438/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,462
−HK$17,799/mo
▼ 0.25% · 3.875%
HK$338,298
−HK$8,963/mo
Today · 4.125%
HK$347,261
baseline
▲ 0.50% · 4.625%
HK$365,566
+HK$18,305/mo
Deposit HK$27.83M · loan HK$64.94M · min. income ≈ HK$694,522/mo (50% DSR)
Upfront cash ≈ HK$31.77M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,762
−HK$23,877/mo
▼ 0.25% · 3.875%
HK$392,605
−HK$12,034/mo
Today · 4.125%
HK$404,639
baseline
▲ 0.50% · 4.625%
HK$429,260
+HK$24,621/mo
Deposit HK$9.28M · loan HK$83.49M · min. income ≈ HK$809,278/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,593
−HK$22,886/mo
▼ 0.25% · 3.875%
HK$434,954
−HK$11,525/mo
Today · 4.125%
HK$446,479
baseline
▲ 0.50% · 4.625%
HK$470,013
+HK$23,534/mo
Deposit HK$9.28M · loan HK$83.49M · min. income ≈ HK$892,958/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$3,942,629 · Scale 2, in force from 26 Feb 2026)