LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,156
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,814
−HK$669/mo
Today · 4.125%
HK$22,483
baseline
▲ 0.50% · 4.625%
HK$23,851
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,966/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,536
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$641/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,116
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,177
−HK$803/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,621
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,244
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$29,001
−HK$768/mo
Today · 4.125%
HK$29,769
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,538/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$936/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,834
−HK$897/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,081
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,266
−HK$1,204/mo
Today · 4.125%
HK$40,470
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,940/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,365
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,501
−HK$1,153/mo
Today · 4.125%
HK$44,654
baseline
▲ 0.50% · 4.625%
HK$47,008
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,308/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,808 · Scale 2, in force from 26 Feb 2026)