LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,168
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$669/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$641/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,130
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,401
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,191
−HK$803/mo
Today · 4.125%
HK$26,994
baseline
▲ 0.50% · 4.625%
HK$28,637
+HK$1,643/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,988/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$768/mo
Today · 4.125%
HK$29,785
baseline
▲ 0.50% · 4.625%
HK$31,355
+HK$1,570/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,570/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,635
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$936/mo
Today · 4.125%
HK$31,493
baseline
▲ 0.50% · 4.625%
HK$33,410
+HK$1,917/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,986/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,968
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,853
−HK$897/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,581
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,287
−HK$1,204/mo
Today · 4.125%
HK$40,491
baseline
▲ 0.50% · 4.625%
HK$42,955
+HK$2,464/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,982/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,388
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,525
−HK$1,153/mo
Today · 4.125%
HK$44,678
baseline
▲ 0.50% · 4.625%
HK$47,033
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,356/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,307 · Scale 2, in force from 26 Feb 2026)