LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,179
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$670/mo
Today · 4.125%
HK$22,507
baseline
▲ 0.50% · 4.625%
HK$23,876
+HK$1,369/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,014/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,561
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$641/mo
Today · 4.125%
HK$24,834
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,668/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,414
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,205
−HK$803/mo
Today · 4.125%
HK$27,008
baseline
▲ 0.50% · 4.625%
HK$28,652
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,016/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,273
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,032
−HK$769/mo
Today · 4.125%
HK$29,801
baseline
▲ 0.50% · 4.625%
HK$31,372
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,602/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$937/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,986
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,870
−HK$898/mo
Today · 4.125%
HK$34,768
baseline
▲ 0.50% · 4.625%
HK$36,600
+HK$1,832/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,536/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,122
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,205/mo
Today · 4.125%
HK$40,512
baseline
▲ 0.50% · 4.625%
HK$42,977
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,024/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,410
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,154/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,356/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,786 · Scale 2, in force from 26 Feb 2026)