LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,182
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$669/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,880
+HK$1,370/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,147
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,418
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,209
−HK$803/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,656
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,278
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$770/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,377
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$938/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$897/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,128
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,205/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,554
−HK$1,154/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,065
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,934 · Scale 2, in force from 26 Feb 2026)