LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,183
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,842
−HK$669/mo
Today · 4.125%
HK$22,511
baseline
▲ 0.50% · 4.625%
HK$23,881
+HK$1,370/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,022/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,566
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,198
−HK$641/mo
Today · 4.125%
HK$24,839
baseline
▲ 0.50% · 4.625%
HK$26,148
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,678/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,419
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,210
−HK$803/mo
Today · 4.125%
HK$27,013
baseline
▲ 0.50% · 4.625%
HK$28,657
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,026/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,037
−HK$770/mo
Today · 4.125%
HK$29,807
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,614/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,656
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,578
−HK$938/mo
Today · 4.125%
HK$31,516
baseline
▲ 0.50% · 4.625%
HK$33,433
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,032/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,992
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,877
−HK$897/mo
Today · 4.125%
HK$34,774
baseline
▲ 0.50% · 4.625%
HK$36,607
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,548/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,129
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,315
−HK$1,205/mo
Today · 4.125%
HK$40,520
baseline
▲ 0.50% · 4.625%
HK$42,986
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,040/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,418
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,556
−HK$1,154/mo
Today · 4.125%
HK$44,710
baseline
▲ 0.50% · 4.625%
HK$47,067
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,420/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,966 · Scale 2, in force from 26 Feb 2026)