LTV · monthly repayment
▼ 0.50% · 3.625%
HK$211,831
−HK$13,283/mo
▼ 0.25% · 3.875%
HK$218,420
−HK$6,694/mo
Today · 4.125%
HK$225,114
baseline
▲ 0.50% · 4.625%
HK$238,812
+HK$13,698/mo
Deposit HK$46.45M · loan HK$46.45M · min. income ≈ HK$450,228/mo (50% DSR)
Upfront cash ≈ HK$50.40M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,660
−HK$12,731/mo
▼ 0.25% · 3.875%
HK$241,980
−HK$6,411/mo
Today · 4.125%
HK$248,391
baseline
▲ 0.50% · 4.625%
HK$261,485
+HK$13,094/mo
Deposit HK$46.45M · loan HK$46.45M · min. income ≈ HK$496,782/mo (50% DSR)
Upfront cash ≈ HK$50.40M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,197
−HK$15,940/mo
▼ 0.25% · 3.875%
HK$262,104
−HK$8,033/mo
Today · 4.125%
HK$270,137
baseline
▲ 0.50% · 4.625%
HK$286,574
+HK$16,437/mo
Deposit HK$37.16M · loan HK$55.74M · min. income ≈ HK$540,274/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,791
−HK$15,279/mo
▼ 0.25% · 3.875%
HK$290,376
−HK$7,694/mo
Today · 4.125%
HK$298,070
baseline
▲ 0.50% · 4.625%
HK$313,781
+HK$15,711/mo
Deposit HK$37.16M · loan HK$55.74M · min. income ≈ HK$596,140/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,563
−HK$18,597/mo
▼ 0.25% · 3.875%
HK$305,788
−HK$9,372/mo
Today · 4.125%
HK$315,160
baseline
▲ 0.50% · 4.625%
HK$334,337
+HK$19,177/mo
Deposit HK$27.87M · loan HK$65.03M · min. income ≈ HK$630,320/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,923
−HK$17,825/mo
▼ 0.25% · 3.875%
HK$338,772
−HK$8,976/mo
Today · 4.125%
HK$347,748
baseline
▲ 0.50% · 4.625%
HK$366,078
+HK$18,330/mo
Deposit HK$27.87M · loan HK$65.03M · min. income ≈ HK$695,496/mo (50% DSR)
Upfront cash ≈ HK$31.82M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,295
−HK$23,911/mo
▼ 0.25% · 3.875%
HK$393,156
−HK$12,050/mo
Today · 4.125%
HK$405,206
baseline
▲ 0.50% · 4.625%
HK$429,862
+HK$24,656/mo
Deposit HK$9.29M · loan HK$83.61M · min. income ≈ HK$810,412/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,187
−HK$22,918/mo
▼ 0.25% · 3.875%
HK$435,564
−HK$11,541/mo
Today · 4.125%
HK$447,105
baseline
▲ 0.50% · 4.625%
HK$470,672
+HK$23,567/mo
Deposit HK$9.29M · loan HK$83.61M · min. income ≈ HK$894,210/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$3,948,155 · Scale 2, in force from 26 Feb 2026)